Whitepaper Chapter
Scope & Non-Banking Clarification
Protocol boundaries and legal posture framing.
Sagitta operates as protocol infrastructure for autonomous capital continuity and not as a bank, lender, or discretionary balance-sheet manager.
1. Protocol Scope and Domain
Sagitta is a survivability-first capital allocation protocol for deterministic custody, reserve insurance, settlement discipline, and continuity governance.
The system is framed as a role-governed infrastructure stack where each authority is constrained by protocol law.
2. Non-Banking Classification
Sagitta does not perform core banking functions:
- No discretionary deposit intermediation.
- No leverage or maturity transformation mandate.
- No discretionary yield promises or ad hoc risk transfer to participants.
- No governance-defined balance-sheet speculation.
3. Fiduciary Mechanism vs Banking Function
Depositor alignment is implemented through deterministic settlement ordering, reserve-backed protection, and continuity enforcement.
The protocol behaves as a fiduciary-grade system by architecture rather than discretionary operator intent.
4. Capitalized Insurance as Internal Reserve Function
Insurance in Sagitta refers to protocol-native reserve capital that absorbs losses and protects principal.
This mechanism is internal to the protocol and should not be interpreted as an external insurance policy wrapper.
5. Authority Boundaries
Scope is enforced through explicit subsystem boundaries:
- Vault governs custody and accounting truth.
- Treasury governs liquidity and settlement authority.
- Reserve governs capital protection and shock absorption.
- Autonomous Allocation Agent governs bounded risk intelligence.
- Escrow governs isolated execution.
- Sagitta Continuity Engine governs evacuation, substitution, and recovery.
6. Role-Based Dependency Framework
Critical dependencies are defined as replaceable roles rather than fixed institutions, assets, or chains.
This enables migration under stress without redesigning protocol doctrine.
7. Integrator Implications
Institutions, sovereign systems, and infrastructure operators can integrate Sagitta as protocol infrastructure without converting it into a banking product.
External integrations inherit deterministic constraints rather than discretionary custody behavior.
8. Summary
Sagitta is a continuity-governed protocol stack, not a bank.
Capital protection, accountability, and survivability are enforced through invariant architecture and bounded authorities.
Need implementation support?
Use these chapter pages for local review, then contact Sagitta Labs for architecture and deployment guidance.
Contact Sagitta Labs